YES Bank POP UPI Credit Card Referral Code — Get ₹500 POPcoins + up to ₹5,000 worth of welcome benefits Signup Bonus

Hi friends, if you've been sleeping on UPI-linked credit cards, this one's worth waking up for.

I've been using the YES Bank POP-CLUB Credit Card for a bit now and honestly, it's one of the easiest free cards I've gotten in a while. Zero joining fee, zero annual fee, and it works directly on UPI since it's on the RuPay network — so no more "why can't I use my credit card at the tea stall" moments.

Why bother with this card?

Here's the thing — most credit cards make you jump through hoops for a welcome bonus. This one just... gives you stuff. On signing up and activating the card you get:

• 500 POPcoins straight up
• 5 free Blinkit deliveries (genuinely useful if you order as much as I do)
• A ₹750 Cleartrip voucher
• 3 months of Zomato Gold Mini
• 6 months of PharmEasy Plus

Add it all up and YES Bank + POP Club are calling it ₹5,000 worth of welcome benefits. Whether you value it exactly that way is up to you, but the Blinkit and Zomato perks alone make it worth having in your wallet (or phone, since it's basically all UPI anyway).

How the POPcoins actually work

Every time you spend online with the card, you rack up 10 POPcoins per ₹100. Offline swipes get you 2 POPcoins per ₹100. Link it to POP UPI and there are extra accelerated categories across 500+ brands too. POPcoins aren't just a vanity number either — you can actually redeem them for stuff in the POP marketplace.

Get it with my code

If you want in, use code CC1OKYL9DX when you sign up — it just makes the whole process a bit smoother:

👉 Grab the card here

Quick heads up before you start: make sure the mobile number on your YES Bank account matches whatever number you're using in your UPI app, or the card just won't show up when you try to link it. Learned that one the hard way.

Should you get this one?

If you're someone who pays for most things through UPI anyway — autos, groceries, food delivery — this card basically pays you to keep doing what you're already doing. It's not a premium travel card and it's not trying to be. It's a no-fee, no-fuss way to earn a bit extra on daily spends, which honestly is what most of us actually need.

Refer a friend once you're in and you'll pick up ₹15 per successful signup, on top of the ₹10 they get for joining. Small money, but it adds up if a few of your friends are into this stuff too.

If you're tracking more refer & earn offers like this one, stick around — new ones drop pretty regularly.

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